:root{
  --blue-950:#102f50;--blue-900:#173b63;--blue-800:#0f4d82;--blue-700:#0b75bb;--blue-100:#eaf5fb;
  --orange:#f28c22;--orange-700:#d8730e;--ink:#172637;--text:#4d5968;--muted:#6c7a88;--bg:#f6f8fb;--white:#fff;
  --border:#dfe8ef;--shadow:0 18px 46px rgba(15,63,110,.12);--shadow-soft:0 12px 34px rgba(16,47,80,.08);--radius:18px;
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);background:var(--white);line-height:1.65;font-size:16px}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.container{width:min(1180px,calc(100% - 40px));margin:auto}.skip{position:absolute;left:-999px;top:0;background:#fff;color:#000;padding:10px;z-index:99}.skip:focus{left:10px}.topbar{background:var(--blue-950);color:#dfeaf3;font-size:14px}.topbar .container{display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap;padding:9px 0}.topbar a{color:#fff;font-weight:700}.header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);backdrop-filter:blur(10px);box-shadow:0 2px 20px rgba(23,59,99,.08)}.nav{display:flex;align-items:center;justify-content:space-between;min-height:82px;gap:24px}.brand{display:flex;align-items:center;gap:12px;color:var(--blue-900);font-weight:900;letter-spacing:-.5px}.brand-mark{display:grid;place-items:center;width:44px;height:44px;border-radius:12px;background:linear-gradient(135deg,var(--blue-700),var(--blue-900));color:white;font-weight:900;box-shadow:0 8px 20px rgba(11,117,187,.25);position:relative}.brand-mark:after{content:"";position:absolute;right:-4px;bottom:-4px;width:16px;height:16px;background:var(--orange);border-radius:5px}.brand span:last-child{font-size:22px}.brand small{display:block;color:var(--muted);font-size:11px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;margin-top:-4px}.menu{display:flex;align-items:center;gap:20px;color:#34495e;font-weight:800;font-size:15px}.menu a{padding:10px 2px}.menu a:hover,.menu a.active{color:var(--blue-700)}.nav-actions{display:flex;align-items:center;gap:10px}.menu-toggle{display:none;border:1px solid var(--border);border-radius:10px;background:#fff;padding:10px 12px;font-weight:800;color:var(--blue-900)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:999px;padding:13px 22px;font-weight:900;color:#fff;background:var(--orange);border:2px solid var(--orange);box-shadow:0 10px 24px rgba(242,140,34,.25);transition:.18s ease;text-align:center;cursor:pointer}.btn:hover{background:var(--orange-700);border-color:var(--orange-700);transform:translateY(-1px)}.btn.secondary{background:#fff;color:var(--blue-900);border-color:#fff;box-shadow:none}.btn.outline{background:#fff;color:var(--blue-900);border-color:var(--border);box-shadow:none}.btn.small{padding:10px 16px;font-size:14px}.hero{position:relative;overflow:hidden;background:linear-gradient(130deg,#102f50 0%,#0f4d82 55%,#0b75bb 100%);color:#fff}.hero:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 12% 22%,rgba(255,255,255,.17),transparent 26%),radial-gradient(circle at 82% 18%,rgba(242,140,34,.22),transparent 24%),linear-gradient(135deg,rgba(255,255,255,.08) 0,transparent 40%)}.hero .container{position:relative;display:grid;grid-template-columns:1.08fr .92fr;align-items:center;gap:40px;padding:84px 0}.eyebrow{display:inline-flex;align-items:center;gap:8px;border-radius:999px;background:rgba(255,255,255,.13);border:1px solid rgba(255,255,255,.2);padding:8px 13px;font-size:13px;font-weight:900;text-transform:uppercase;letter-spacing:.07em}.hero h1{font-size:clamp(38px,6vw,66px);line-height:1.04;margin:20px 0 18px;letter-spacing:-1.8px}.hero p{font-size:19px;color:#e4eef7;max-width:650px;margin:0 0 28px}.hero-actions{display:flex;gap:14px;flex-wrap:wrap}.hero-card{background:rgba(255,255,255,.96);color:var(--ink);border-radius:26px;padding:28px;box-shadow:var(--shadow);border:1px solid rgba(255,255,255,.5)}.hero-card h2{margin:0 0 14px;color:var(--blue-900);font-size:24px}.check-list{list-style:none;padding:0;margin:0;display:grid;gap:10px}.check-list li{display:flex;gap:10px;align-items:flex-start}.check-list li:before{content:"✓";display:grid;place-items:center;flex:0 0 22px;width:22px;height:22px;border-radius:50%;background:var(--blue-100);color:var(--blue-700);font-weight:900}.section{padding:74px 0}.section.alt{background:var(--bg)}.section.compact{padding:48px 0}.section-title{text-align:center;max-width:820px;margin:0 auto 38px}.section-title.align-left{text-align:left;margin-left:0}.section-title h2,.page-header h1{color:var(--ink);font-size:clamp(30px,4vw,46px);line-height:1.12;margin:0 0 14px;letter-spacing:-.9px}.section-title p,.page-header p{font-size:18px;color:var(--muted);margin:0}.page-header{background:linear-gradient(130deg,var(--blue-950),var(--blue-800));color:#fff;padding:64px 0}.page-header h1{color:#fff}.page-header p{color:#dceaf6;max-width:850px}.breadcrumbs{font-size:14px;font-weight:800;color:#cfe0ee;margin-bottom:14px}.breadcrumbs a{color:#fff}.grid{display:grid;gap:24px}.grid.cols-2{grid-template-columns:repeat(2,1fr)}.grid.cols-3{grid-template-columns:repeat(3,1fr)}.grid.cols-4{grid-template-columns:repeat(4,1fr)}.card{background:#fff;border:1px solid var(--border);border-radius:var(--radius);padding:26px;box-shadow:var(--shadow-soft)}.card h3{margin:0 0 10px;color:var(--ink);font-size:22px;line-height:1.2}.card p{margin:0 0 14px}.icon{display:grid;place-items:center;width:48px;height:48px;border-radius:14px;background:var(--blue-100);color:var(--blue-700);font-weight:900;margin-bottom:16px}.highlight{border:2px solid rgba(242,140,34,.55);position:relative}.tag{display:inline-flex;border-radius:999px;background:rgba(242,140,34,.12);color:var(--orange-700);padding:6px 10px;font-size:12px;font-weight:900;text-transform:uppercase;letter-spacing:.06em}.price{display:flex;align-items:flex-end;gap:5px;margin:16px 0;color:var(--blue-900)}.price strong{font-size:42px;line-height:.95;letter-spacing:-1px}.price span{font-weight:800;color:var(--muted);padding-bottom:4px}.table-wrap{overflow-x:auto;border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow-soft);background:#fff}table{width:100%;border-collapse:collapse;min-width:640px}th,td{padding:15px 18px;border-bottom:1px solid var(--border);text-align:left}th{background:var(--blue-900);color:#fff;font-size:14px;text-transform:uppercase;letter-spacing:.05em}tr:last-child td{border-bottom:0}.notice{background:#fff7ed;border:1px solid #fed7aa;color:#7c3f00;border-radius:var(--radius);padding:18px 20px}.split{display:grid;grid-template-columns:1fr 1fr;gap:38px;align-items:start}.panel{background:#fff;border:1px solid var(--border);border-radius:24px;padding:32px;box-shadow:var(--shadow-soft)}.cta{background:linear-gradient(135deg,var(--blue-900),var(--blue-700));color:#fff;border-radius:28px;padding:36px;display:grid;grid-template-columns:1fr auto;gap:22px;align-items:center;box-shadow:var(--shadow)}.cta h2{margin:0 0 8px;font-size:30px;line-height:1.15}.cta p{margin:0;color:#dbeaf6}.legal-content{max-width:980px;margin:auto}.legal-content h2{color:var(--blue-900);margin-top:34px}.legal-content h3{color:var(--ink);margin-top:24px}.legal-content p,.legal-content li{color:#4d5968}.legal-content .meta{background:var(--bg);border:1px solid var(--border);border-radius:var(--radius);padding:20px}.contact-grid{display:grid;grid-template-columns:1fr 1.2fr;gap:28px}.form{display:grid;gap:14px}.form label{font-weight:800;color:var(--ink)}.form input,.form textarea{width:100%;border:1px solid var(--border);border-radius:12px;padding:13px 14px;font:inherit}.form textarea{min-height:140px;resize:vertical}.footer{background:#0c263f;color:#c9d8e5;padding:54px 0 24px}.footer h3{color:#fff;margin:0 0 14px}.footer a{color:#e8f2fa}.footer a:hover{color:#fff}.footer-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr 1fr;gap:30px}.copyright{border-top:1px solid rgba(255,255,255,.12);margin-top:34px;padding-top:18px;font-size:14px;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}.cookie{position:fixed;left:20px;right:20px;bottom:20px;z-index:80;background:#fff;border:1px solid var(--border);border-radius:18px;box-shadow:var(--shadow);padding:18px;display:none;align-items:center;justify-content:space-between;gap:16px;max-width:1020px;margin:auto}.cookie.show{display:flex}.cookie p{margin:0}.muted{color:var(--muted)}.lead{font-size:19px;color:var(--muted)}.mb-0{margin-bottom:0}.mt-20{margin-top:20px}.mt-30{margin-top:30px}.text-center{text-align:center}.kpis{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.kpi{background:#fff;border:1px solid var(--border);border-radius:18px;padding:22px;text-align:center}.kpi strong{display:block;color:var(--blue-900);font-size:34px;line-height:1}.kpi span{font-weight:800;color:var(--muted);font-size:14px}.article-list{display:grid;gap:18px}.article-list article{border-left:4px solid var(--orange);background:#fff;border-radius:14px;padding:18px;box-shadow:var(--shadow-soft)}
@media (max-width:980px){.menu{position:absolute;top:82px;left:0;right:0;background:#fff;border-top:1px solid var(--border);box-shadow:0 18px 30px rgba(15,63,110,.12);display:none;flex-direction:column;align-items:flex-start;padding:20px}.menu.open{display:flex}.menu-toggle{display:inline-flex}.nav-actions .btn{display:none}.hero .container,.split,.contact-grid{grid-template-columns:1fr}.grid.cols-4,.grid.cols-3{grid-template-columns:repeat(2,1fr)}.cta{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.hero .container{padding:58px 0}.cookie{flex-direction:column;align-items:flex-start}.kpis{grid-template-columns:1fr}}
@media (max-width:640px){.container{width:min(100% - 28px,1180px)}.topbar .container{display:block}.topbar span{display:block;margin:3px 0}.grid.cols-2,.grid.cols-3,.grid.cols-4,.footer-grid{grid-template-columns:1fr}.brand span:last-child{font-size:19px}.section{padding:52px 0}.hero h1{font-size:38px}.hero p{font-size:17px}.hero-card{padding:22px}.price strong{font-size:36px}.copyright{display:block}.btn{width:100%}}